Spend spend spend is the line to take

Keep on buying it's no mistake

Get what you want whenever you can

'Cos Mr. Bank Manager's a nice ol' man

When your flexible friend just don't want to know

And the bank that says yes starts to say no

Do a runner

Have it away on your toes

See your bank it's got plenty of dough

Get credit high and repayments low

Go and buy all the things that you needed

And who gives a damn if the limit's exceeded

Get you to court and they'll give you a fine

Stagger the payments to a nicker a time

You gotta plead poverty you got no dough

They're so stupid they just don't know